Tax Year Prior to 2020: Can my tax refund be taken If I called the Offset hotline and it says NO offsets but I do owe on my student loans?

Forum|Forum|6 years ago
June 6, 2019
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AnthonyC

Employee

Simply owing money on student loans or even being behind in payments isn't going to trigger an offset. Your student loan company would have had to place the formal offset request with the Treasury Department and they don't always do that depending on how behind in payments you are currently. But, a word of caution, the offset hotline isn't always 100% accurate - sometimes it won't reflect recent additions and an offset can be placed in the time between your filing of the return and when your refund is paid out.

riafit

Employee

i am in default on my student loans due to some major personal issues! i’m not someone that just didn’t pay! ok. . i have been calling the hotline every day and they say no offset... my refund should be here within the next week. should i be concerned?

Chionieb

Did you receive your Taxes.

Kflowers18

I am currently unable to pay taxes I owe from 2016 I was put in the not collectable status but I am married and even though I don't work I am worried my husband's refund will be taken

xmasbaby0

Employee

@Kflowers18 Your spouse can file as an injured spouse to protect his part of the refund if you file a joint return.

INJURED SPOUSE

https://ttlc.intuit.com/questions/1910698-how-do-i-file-form-8379-injured-spouse-allocation

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**

Searfoss6

Employee

Another year another offset for student loans. 8794.00 I DESPEARTLY need gone again. I guess another year of a leaky roof, car problems, and back taxes.

Dcarlson86

One thing I have learned about paying back college loans is you must contact them directly. Although a large amount maybe taken, there are still a few bucks left to pay, this will then add up thru the year and cause an offset again. I found this out the hard way. I had still owed 32 dollars. Once I clarified this many times over that that was the finally amount it was good.

WillK

Employee

If you are in default of your student loans, your federal refund can be taken, but generally you are notified before hand that it will be. The best course of action is to call your student loan company (or companies) and ask them if they have placed a tax refund offset on your account. If they have, it might not have gotten to the IRS offset department yet. If they haven't, then you should get your refund back .

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LauraLee049

I'm still in suspense.... You never updated... Dis you get it? Was it in full?