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March 22, 2025
Question

Bought a house, mortgage interest question

  • March 22, 2025
  • 1 reply
  • 0 views

Hi, 

 

In 2024 we purchased a house with lender "A". A few weeks later, lender "A" sold it to lender "B". I got a 1098 from both lenders. 

 

On the "Tell us about any points paid" screen in the Mortgage interest deduction section there is a checkbox for "I bought or improved my main home with this loan in 2024." I have it clicked for lender "A" but should I click it for lender "B"? Technically it is the same loan for lenders "A" and "B" but I didn't get it directly through lender "B". 

 

Thanks!

    1 reply

    March 22, 2025

    only A's 1098 should show any points and only the interest paid to A. B should only show the interest paid to B and not show the points.