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April 7, 2025
Question

Does LA Care count as a marketplace insurance? I'm covered for free by LA Care Medi-Cal due to low income, but I haven't received a 1095-A since.

  • April 7, 2025
  • 2 replies
  • 0 views
I momentarily had high enough income that I paid out of pocket for LA Care in 2022 and received a form for that year, but I literally couldn't even afford it for more than 2 months and had to cancel. Two years ago now I applied for low income health insurance and since then I've been fully covered by LA Care Medi-Cal, and my Covered California web account reflects that I haven't received a new 1095-A since 2022. Am I reporting wrong if I say I don't have marketplace insurance, even though it asks specifically if I have a 1095-A form and I don't.

2 replies

April 7, 2025

No.  If you are receiving Medi-Cal or Medicaid, you would not receive a 1095-A.  You are correct to say you do NOT have a 1095-A. 

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Employee
April 7, 2025

LA Care Medi-Cal is Medicaid and not Marketplace insurance. When answering California health questions say you were insured all year and you don’t have marketplace insurance.