How do I change my payment plan on my 2022 taxes

https://www.irs.gov/taxtopics/tc202

https://www.irs.gov/payments/payment-plans-installment-agreements

How do I review my payment plan?

You can view details of your current payment plan (type of agreement, due dates, and amount you need to pay) by logging into the Online Payment Agreement tool.

What can I change with my payment plan online?

You can use the Online Payment Agreement tool to make the following changes:

• Change your monthly payment amount

• Change your monthly payment due date

• Convert an existing agreement to a Direct Debit agreement

• Change the bank routing and account number on a Direct Debit agreement

• Reinstate after default

How do I revise my payment plan online?

You can make any desired changes by first logging into the Online Payment Agreement tool. On the first page, you can revise your current plan type, payment date, and amount. Then submit your changes.

If your new monthly payment amount does not meet the requirements, you will be prompted to revise the payment amount. If you are unable to make the minimum required payment amount, you will receive directions for completing a Form 433-F, Collection Information StatementPDF or Form 433-B, Collection Information Statement for BusinessesPDF and how to submit it.

To convert your current agreement to a Direct Debit agreement, or to make changes to the account associated with your existing Direct Debit agreement, enter your bank routing and account number.

If your plan has lapsed through default and is being reinstated, you may incur a reinstatement fee.

What if I am not eligible or unable to apply or revise a payment plan online?

If you are ineligible for a payment plan through the Online Payment Agreement tool, you may still be able to pay in installments.

• Individuals can complete Form 9465, Installment Agreement Request

  • If required in the instructions, please attach a completed  Form 433-F, Collection Information StatementPDF.

  • Mail your forms to us

• If you prefer to apply by phone, call 800-829-1040 (individual) or 800-829-4933 (business), or the phone number on your bill or notice

If you are unable to revise an existing installment agreement online, call us at 800-829-1040 (individual) or 800-829-4933 (business). If you have received a notice of default and cannot make changes online, or you received an urgent notice about a balance due, follow instructions listed on the letter and contact us right away.