How to opt out of Saver's Credit

Why do you want to do this?

The easiest way to opt out of the Retirement Savings Contribution Credit is to say you are a student. That will eliminate the credit and it won't change your tax return otherwise. 

1. Select Federal from the left side menu.
2. Select Deductions and Credits toward the upper left. 
3. Expand the list and scroll down to Retirement and Investments.
4. Expand the section and click Revisit to the right of Retirement Savings Contribution Credit.
5. Click Continue. 
6. On the next screen you will be asked about being a student. If you answer Yes, you will not get the credit.