HSA limits with different tax years
So I have a question on how to understand the 2019 limits interacting with the 2019 & 2020 contributions. If you have a family HSA limit of $7000 for 2019 and only worked at the job for 6 months. Can you contribute only $3500 for the 2019 year total? 2. Assuming that you can only contribute the $3500 for the 2019 year if you contribute $2000 in 2019 and $1500 in January of 2020 in regular paycheck contributions. How does that $1500 affect the 2020 year? Is the technical total you can contribute for the year $7100 +$1500= $8600? Or will it be subtracted from what your limit of what you can contribute?