Question

HSA Medical Expenses - Where to report eligible medical expenses not run through the HSA account

Forum|Forum|3 years ago
February 11, 2023
1 reply
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I have an HSA Account and used it for some of my actual Medical Expenses which are HSA eligible. However, for most of my Drs Visits and other medical expenses, I used my personal credit card. I would like to leave the money in the HSA account since the earnings are tax free and I know that I just need to keep receipts of the actual medical expenses in the future if & when I want to pay myself back. My question is how to handle this in Turbo Tax each year. I received a 2022 1099-SA for the distributions I ran through the HSA Account but for all the other eligible expenses, do I report them in Turbotax this year and if so where would I enter them? thanks in advance.

TurboTax Home & Biz Windows

P

PattiF

Yes, you can report the Medical Expenses that you paid in 2022 out of pocket with your credit card on your 2022 tax return.

Medical, dental, and vision expenses are reported on Schedule A and entered in the Deductions & Credits section.

With your return open, search for Schedule A and then select the Jump to link in the search results
Enter your medical expenses, starting with prescriptions, on the following screens.

Please see this TurboTax Help article about Schedule A and Are Medical Expenses Tax Deductible?

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R

rmills01Author

Hi thank you for the quick follow up. I am not trying to take any deductions.. just want to report my true HSA expenses for 2022 so I can track it against the allowable annual contributions. Would you still enter it on schedule A in 2022 or do I wait until the year I want to pay myself back for previous years with the 1099-sa?

PatriciaV

Employee

It depends. If you plan to reimburse yourself from HSA funds, the expenses (and the HSA reimbursements) would be reported in the year you receive the reimbursement. You will need to keep track of these expenses yourself, not within TurboTax.

Otherwise, you would report your medical expenses as Expert PattiF explained above. Once you have reported medical expenses on your tax return, you have received a tax benefit. Therefore, those expenses would not be eligible for HSA reimbursement.

Bottom line: HSA-reimbursed medical expenses are reported under the HSA; unreimbursed expenses are reported on Schedule A.

Additional Info:

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