I ALWAYS FILE MARRIED AND SINGLE CAUSE HUBBY IS DISABLED. HE HAS NO OTHER INCOME DOESNT FILE, DO I HAVE TO ADD HIS SS? MY INCOME IS WHY OVER NOW AND I TOLD THE AGENT THIS

By filing as Married Filing Separately you are being taxed on $12,550 more of income then if you file as Married Filing Jointly.  You should be filing as Married Filing Jointly even if one spouse has little or no income.

Standard deductions for 2021

• Single - $12,550 add $1,700 if age 65 or older
• Married Filing Separately - $12,550 add $1,350 if age 65 or older
• Married Filing Jointly - $25,100 add $1,350 for each spouse age 65 or older
• Head of Household - $18,800 add $1,700 if age 65 or older

You do have to enter the Social Security benefits he received and is reported to him on a SSA-1099 when filing Jointly.

To enter Social Security benefits reported on form SSA-1099

• Click on Federal Taxes (Personal using Home and Business)
• Click on Wages and Income (Personal Income using Home and Business)
• Click on I'll choose what I work on (if shown)
• Scroll down to Retirement Plans and Social Security
• On Social Security (SSA-1099, RRB-1099), click the start or update button

Or enter ssa-1099 in the Search box located in the upper right of the program screen. Click on Jump to ssa-1099

Up to 85% of Social Security Retirement/Disability/Survivors benefits becomes taxable when all your other income plus 1/2 your social security reaches:

• Married Filing Jointly - $32,000
• Single or Head of Household - $25,000
• Married Filing Separately - 0