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June 6, 2019
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I am on my parent's health insurance, but live in another state. I didn't get an 1099-HC form in the mail--should I have? How do I fill out this portion of the state tax?

  • June 6, 2019
  • 7 replies
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Best answer by ScruffyCurmudgeon

RELEVANT ONLY TO MASSACHUSETTS RESIDENTS.

OK so you are a MA resident filing a MA Form 1 but your insurance is through your parents' insurance coverage based out-of-state [that it is in PA is irrelevant].

All you need to complete the MA HealthCare certification are three pieces of data:

  1. The name of the insurance company - from your insurance card
  2. The Tax ID (EIN)of your parents' insurance company - you should be able to call the company and obtain this
  3. Your subscriber number from your card
  4. and check off - did not receive 1099-HC

7 replies

ScruffyCurmudgeon
Employee
June 6, 2019
Following on - Form 1099-HC is a Massachusetts form - are your parents elderly and have insurance coverage through either a Medicare plan or MassHealth?
If this posted response is useful to you, please click on the upraised hand in the lower left of this post. Thank you. Scruffy Curmudgeon--PFFM/ IAFF, retired FireFighter/Paramedic - Locals 718/30, Veteran USAR O3 AIS/ASA '65-'67 NOT INTUIT EMPLOYEE USAR 64-67 AIS/ASA MOS 9301 - O3 - Just donating my time**Say Thanks by clicking the thumb icon in the lower left corner -it means nothing but makes those than answer feel wanted.
ScruffyCurmudgeon
Employee
June 6, 2019
You have not replied. ok - you did  -so now understand you are MA resident with out of state coverage
If this posted response is useful to you, please click on the upraised hand in the lower left of this post. Thank you. Scruffy Curmudgeon--PFFM/ IAFF, retired FireFighter/Paramedic - Locals 718/30, Veteran USAR O3 AIS/ASA '65-'67 NOT INTUIT EMPLOYEE USAR 64-67 AIS/ASA MOS 9301 - O3 - Just donating my time**Say Thanks by clicking the thumb icon in the lower left corner -it means nothing but makes those than answer feel wanted.
ScruffyCurmudgeon
Employee
June 6, 2019
This question is for Massachusetts residents only.
If this posted response is useful to you, please click on the upraised hand in the lower left of this post. Thank you. Scruffy Curmudgeon--PFFM/ IAFF, retired FireFighter/Paramedic - Locals 718/30, Veteran USAR O3 AIS/ASA '65-'67 NOT INTUIT EMPLOYEE USAR 64-67 AIS/ASA MOS 9301 - O3 - Just donating my time**Say Thanks by clicking the thumb icon in the lower left corner -it means nothing but makes those than answer feel wanted.
ScruffyCurmudgeon
Employee
June 6, 2019

RELEVANT ONLY TO MASSACHUSETTS RESIDENTS.

OK so you are a MA resident filing a MA Form 1 but your insurance is through your parents' insurance coverage based out-of-state [that it is in PA is irrelevant].

All you need to complete the MA HealthCare certification are three pieces of data:

  1. The name of the insurance company - from your insurance card
  2. The Tax ID (EIN)of your parents' insurance company - you should be able to call the company and obtain this
  3. Your subscriber number from your card
  4. and check off - did not receive 1099-HC
If this posted response is useful to you, please click on the upraised hand in the lower left of this post. Thank you. Scruffy Curmudgeon--PFFM/ IAFF, retired FireFighter/Paramedic - Locals 718/30, Veteran USAR O3 AIS/ASA '65-'67 NOT INTUIT EMPLOYEE USAR 64-67 AIS/ASA MOS 9301 - O3 - Just donating my time**Say Thanks by clicking the thumb icon in the lower left corner -it means nothing but makes those than answer feel wanted.
June 6, 2019
Thank you! This is very helpful. I appreciate your taking the time to answer my question!
Employee
June 6, 2019

Are your parents in MA, and did they receive a 1099-HC? If so, use the information from their 1099-HC.

If you don't have a 1099-HC, it's your responsibility to determine whether your insurance meets MCC requirements. See here for more info (FAQs 6 and 7):

Complete the Health Insurance interview as follows:

Enter the insurance company name and the subscriber number, but leave the FID blank. When asked if you received a 1099-HC, answer "No". You should be able to complete the rest of the TurboTax interview.


June 6, 2019
I live in MA, but my health insurance (vis-à-vis my parents) is from PA. Is there a way to "inform" Turbo Tax that my insurance is private insurance, but from outside MA?
DaveF1006
February 18, 2020

 Please review this following Turbo Tax link, to properly answer the questions about your health coverage through your parent's insurer.  in the link, it outlines the following steps.

 

All you need to complete the MA HealthCare certification are three pieces of data:

  1. The name of the insurance company - from your insurance card
  2. The Tax ID (EIN)of your parents' insurance company - you should be able to call the company and obtain this
  3. Your subscriber number from your card
  4. and check off - did not receive 1099-HC
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June 6, 2019

No, your parents have the form.  They received it from their insurance carrier with the list of all of those covered. 

Call Mom  & Dad!

February 17, 2020

This is incorrect--only Massachusetts health insurance providers send out 1099-HCs. 

July 16, 2024

Possibly.  If your 1099-HC does not have the required information needed to file your state tax return, you will need to contact them to obtain the correct EIN so you can electronically file your return.  If they are unable to provide this information, and your electronic filing does not go through, you will need to mail your return in.

 

@Jan911 

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