If someone's income is deposited into your account. Do you file for it because it's your bank or do they?
If someone else's income is being deposited into an account you rarely or never use. Do you have to file that as tax even though you never touch or spend it and withdraw it for that person to use? If the tax form has their name and address on it that means they still collectively have to file that income for themselves despite the bank/account owner, correct?