Question

Is there a way to enter bank routing info on a return if you have no tax liability (no refund/no tax due)?

Forum|Forum|5 years ago
January 5, 2021
2 replies
0 views

Is there a way to enter bank account routing info on a return even if you have no tax liability (no payments, no refunds)? The intent would be to inform the IRS of the bank info for future stimulus payments to be direct deposited. (Note, for the two stimulus payments so far, the IRS has issued the checks so quickly that there has been no chance to enter the bank info using the "Get My Payment" tool before the check is issued.)

N

NCPERSON1

by law, the IRS can only pick up the banking information if you have a refund coming... if you owe or have no liability, they aren't supposed to be maintaining it.

J

jwbMAAuthor

Thanks for your reply and that makes sense.

J

jwbMAAuthor

In the situation I am referring to, there has been no opportunity to enter the bank info on the IRS Get My Payment site. As soon as the Get My Payment tool has become available, the check is already scheduled to be issued, and therefore there is no window to enter the bank info. Thanks for your replies.

O

Opus 17

Employee

Not that I know of. The IRS had a web site for uploading your banking information for the first EIP, that closed in October some time. The second EIP can only be paid until January 15; after that the IRS stops issuing payments and you have to claim the rebate on your 2020 tax return. Any third payment is hypothetical and there is no way of knowing how the IRS will handle it.