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April 13, 2025
Question

Maintaining Home in 2024

  • April 13, 2025
  • 1 reply
  • 0 views

TurboTax asks the question, "Did you maintain your home in 2024?"

Individual owns a home

Mortgage is in the name of the same individual 

The same individual has a Fiance resides in the home 

Fiance pays rent to this individual an amount which is identical to the individual's mortgage payment on a monthly basis

Both pay household expenses equally - so the answer to the question is Yes?  and  No?

The noted individual does NOT have a business in the home

What is the implication if the Fiance (who is not the home owner) pays, for example 60% of the houshold expenses and the individual homeowner pays 40%?   Should the Fiance answer that he maintains a home even if he is not the homeowner?

Or vice versa - -- 

What if it is determined that the individual maintains the home and satisfies more than 50% of the household expenses (but again, does NOT have a business in the home) - what is the implication to the individual?  what is the implication to the Fiance when he files his own tax return (Single)?

Help!

Thank you.

 

 

    1 reply

    Employee
    April 13, 2025

    If you are trying to file as Head of Household, you must have a qualifying dependent.   Do you have a child to claim as a dependent?  Your BF or GF cannot be your qualified dependent for HOH filing status.   What are you trying to do?

    **Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
    MaxRLCAuthor
    April 13, 2025

    Individual has a dependent child and is eligible to file HOH

    Calculation is yet to be completed, but if the "individual" has a dependent child but is responsible for any amount less than 50% of the household (i.e., the BF Fiance is satisfying the majority of expenses - BF Fiance files separate and does NOT have dependent child) it appears the individual who have to file as "single" even though the individual has a dependent child.   

    It appears, as you noted, that the issue is can the individual file as HOH.

    Filing HOH would be available if the individual has a dependent child and maintains the home (and that could be 51% of the household expenses.

    Yes?

     

    MaxRLCAuthor
    April 13, 2025

    *  Not "could" be - but must be greater than 50% of the household expenses.

     

    Summary - to file HOH, individual must have:

     

    *  dependent child

    *  maintain his or her home (i.e., satisfy greater than 50% of household expenses)

     

    Fiance BF, has to file "single, because he does not have a dependent child.  Even if he was satisfying 90% of

    the household expenses, he does not have a dependent child.  In that case, both would be required to file Single - yes?