Married filing jointly with zero withholdings, still owe $10k+ each year :-(

Forum|Forum|10 months ago
May 28, 2025
2 replies
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How do I ensure I do not owe taxes every year? We file married filing jointly and have zero withholdings (which should mean max taxes are withheld right)? - I can opt to withhold even more, but unsure if that is needed and if so how much I should add to withholdings

Ask the Experts - W4 - May 2025

xmasbaby0

Employee

Zero withholdings---meaning no tax withheld? When you look at your pay stubs do you see federal and state tax withheld? What was in box 2 of your W-2?

W-4

https://turbotax.intuit.com/tax-tools/calculators/w4/

https://www.irs.gov/individuals/tax-withholding-estimator

https://www.irs.gov/pub/irs-pdf/fw4.pdf

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**

jserboAuthor

Hello! I misspoke, I do have taxes withheld. I meant to say that I have 0 allowances on the W4. So with that, should have maximum taxes taken out.