My federal taxes keep getting rejected because it says I need and ACA explanation. I do not have a marketplace health insurance plan. I never had one, how do I fix this?

Forum|Forum|4 years ago
February 4, 2022
7 replies
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I have insurance through the VA and my husband’s health insurance plan through his work. I have “fixed” and submitted my taxes 8 times but it keeps getting rejected. I spoke with a specialist, they told me to try and get the 1095-A from healthcare.gov, so I did, but I don’t have one because I don’t have healthcare through them. I think it is a glitch in TurboTax, because I should be able to say I don’t have a 1095-A and be done, but it keeps coming up with the same issue.

TurboTax Deluxe Online

Best answer by DaveF1006

There was an update with available information on this recently. The IRS is rejecting returns with this code because they believe you or someone on your return had insurance through the marketplace. Since you did have insurance through the marketplace in 2019, you may still just be on their list.

You can try to enter $1 for the 1095. This will not affect anything on your return, but having the form there may get the IRS to accept your return. To do this take the following steps:

Click Deductions and Credits
Scroll down to Medical and Click Show More
Click Start or Revisit next to the ACA
As you walk through the questions, you will be asked if you received a 1095-A. If you did NOT, click YES.
Enter 0's for the Marketplace identifier and Policy number.
Enter $1 for January monthly premium amount and SLCSP
Walk through to the end and submit your return.

Let me know if this works.

DaveF1006Answer

You can try to enter $1 for the 1095. This will not affect anything on your return, but having the form there may get the IRS to accept your return. To do this take the following steps:

Click Deductions and Credits
Scroll down to Medical and Click Show More
Click Start or Revisit next to the ACA
As you walk through the questions, you will be asked if you received a 1095-A. If you did NOT, click YES.
Enter 0's for the Marketplace identifier and Policy number.
Enter $1 for January monthly premium amount and SLCSP
Walk through to the end and submit your return.

Let me know if this works.

**Say "Thanks" by clicking the thumb icon in a post**Mark the post that answers your question by clicking on "Mark as Best Answer"

blyearwoodAuthor

YOU ARE THE BEST, YES THAT WORKED!!!

StintheKid

DAVE IS THE MAN! Thank you so much!

Sebsd

Genius, it solved the issue. You are the man!

David229

taxes prepared but rejected by something i have never had. Need way to fix this

Dimanow

What do I do to fix this. My refile is rejected. Can someone call me please to fix this. Thank you

DaveF1006

If you continually have rejection issues, do the following as this cleared many of the rejection problems that have occurred. This will not affect anything on your return, but having the form there may allow the IRS to accept your return. To do this take the following steps:

Click Deductions and Credits
Scroll down to Medical and Click Show More
Click Start or Revisit next to the ACA
As you walk through the questions, you will be asked if you received a 1095-A. If you did NOT, click YES.
Enter 0's for the Marketplace identifier and Policy number.
Enter $1 for January monthly premium amount and SLCSP
Walk through to the end and submit your return.

Let me know if this works.

@Dimanow

**Say "Thanks" by clicking the thumb icon in a post**Mark the post that answers your question by clicking on "Mark as Best Answer"

Rejected_3

I HAVE NEVER had ACA nor have any of my kids. My return was rejected twice. I spoke to a TurboTax agent and she walked me through these same steps and it still rejected a third time. I feel like TurboTax has a glitch in their system and needs to fix it. I’m royally pissed off and tired of trying. She told me just to file by paper then. I told her I want my filing fee back because this is BS.

momobaby1234

This is unreal. At first I didn't think the fix would work, especially since this was 2-3 years ago when this person made the post. I can't believe TurboTax could be so expensive and have such a stupid issue. My brother has a job with insurance and my father has Medicare through the government. So I don't know why the 1095-A was required and kept coming back rejected. But the trick worked to add 1's in all the boxes and 0 in the identifier box.

TurboTax, get your crap together. This is stupid. Maybe this is your way to make more money out of people who use the "agent help". I refuse to keep paying for services I NEVER use.