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March 27, 2022
Question

My Return was rejected - Reject Code F8962-070. My parents cannot claim me. However, I am on their med. ins. policy and they have a 1095-C. How can I fix this?

  • March 27, 2022
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1 reply

March 27, 2022

That error code appears when the IRS thinks you have health coverage through the marketplace, either through a policy opened by your parents or yourself. 

 

If your parents never had marketplace insurance and did not receive Form 1095-A, you may want to verify that you do not have an account on Healthcare.gov. Even if you just experimented with it to see what the rates would be, that might cause this rejection. Verify that you do not have a Form 1095-A in your account if you do have an account.

 

If you do not have an account and your parents do not have an account and they did not receive Form 1095-A, you can get around the IRS automatically rejecting your return so you can still electronically file it:

  1. Click Deductions and Credits
  2. Scroll down to Medical and Click Show More
  3. Click Start or Revisit next to the Affordable Care Act
  4. As you walk through the questions, you will be asked if you received a 1095-A.  If you did NOT, click YES.
  5. Enter your 2 letter state code for the Marketplace identifier and 0's as the Policy number.
  6. Enter $1 for January monthly premium amount and SLCSP. Enter 0 for the Monthly Advance Payment of Premium Tax Credit for January.
  7. Continue to the end and submit your return. 

Entering $1 for your January premium will not impact your return and it should get past the IRS automatically rejecting it for not having the marketplace forms attached to your return. However, if Form 1095-A was issued for yourself or a member of your family, filing without the real form will cause a delay and possibly an automatic change to your tax refund by the IRS.