Solved
On my W-2 my wages are less than my YTD wages on my last check stub. The difference is my pre tax medical insurance premiums. Can I write off the premiums?
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The fact that your W-2 wages are less than your YTD wages, and the difference being your pre-tax medical insurance premiums indicates that your insurance premiums have effectively been "deducted". That amount is not included in your taxable income, which actually is better than a deduction.
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