Paying Income tax on my social security

There are 2 different things to know about social security. People get them mixed up all the time.

1. Your actual SS checks

If you are over full retirement age your actual ss checks won't be reduced. Otherwise they will actually reduce your payments if you make too much other income in the prior year.  See SS FAQ for working after retirement

https://www.ssa.gov/planners/retire/whileworking.html

2. Income Tax

For any age up to 85% of Social Security becomes taxable when ALL your other income plus 1/2 your social security reaches:

Married Filing Jointly: $32,000

Single or head of household: $25,000

Married Filing Separately: 0

Is your Social Security taxable?

https://ttlc.intuit.com/community/income/help/is-my-social-security-income-taxable/00/25600

IRS Pub. 915 on Social Security.  There is a blank worksheet on page 16

https://www.irs.gov/pub/irs-pdf/p915.pdf

The taxable amount of Social Security is a range.

For Single between $25,000 and $34,000, you may have to pay income tax on up to 50 percent of your benefits.  For more than $34,000, up to 85 percent of your benefits may be taxable.

For Joint between $32,000 and $44,000, you may have to pay income tax on up to 50 percent of your benefits.  For more than $44,000, up to 85 percent of your benefits may be taxable.

You can have tax withholding taken out of your SS checks.