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January 18, 2025
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Shared debt through joint bank account

  • January 18, 2025
  • 1 reply
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I have filed head of house hold due to my husband not paying taxes due to being a disabled veteran. He does however owe a federal debt. I wasn’t thinking and used our joint back account. Can the IRS garnish my tax refund just because he is on the joint bank account? If so, is there anything I can do to have my direct deposit changed? 

Best answer by xmasbaby0

If you and your spouse live together, you cannot file as Head of Household.    You have to file as married filing jointly or married filing separately.    Those are your two choices.

 

And...yes, the refund can be seized for tax your spouse owes.   If you file a joint return, you can include an injured spouse form to protect your part of the refund.

INJURED SPOUSE

https://ttlc.intuit.com/questions/1910698-how-do-i-file-form-8379-injured-spouse-allocation

 

To use Form 8379 to report Injured Spouse:  Go to

Federal>Other Tax Situations>Other Tax Forms

On Miscellaneous tax forms, click start or update for Report an Innocent or Injured Spouse

 

1 reply

xmasbaby0Answer
Employee
January 18, 2025

If you and your spouse live together, you cannot file as Head of Household.    You have to file as married filing jointly or married filing separately.    Those are your two choices.

 

And...yes, the refund can be seized for tax your spouse owes.   If you file a joint return, you can include an injured spouse form to protect your part of the refund.

INJURED SPOUSE

https://ttlc.intuit.com/questions/1910698-how-do-i-file-form-8379-injured-spouse-allocation

 

To use Form 8379 to report Injured Spouse:  Go to

Federal>Other Tax Situations>Other Tax Forms

On Miscellaneous tax forms, click start or update for Report an Innocent or Injured Spouse

 

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**