Ssa-1099

Forum|Forum|1 year ago
April 1, 2025
2 replies
0 views

Hello, I’m the adult/parent. I got approved for SSDI last year. My son is not disabled. My son was a minor, during the time I was due back pay with Ssdi My son rec’d ssa 1099 for his portion. It was auto deposited to my bank account with my own ssa-1099.

Does my son report this on taxes, or do I? His ssn is in box 2, but my ssn is in box 8. He made 12k on a part time job in 2024 too, which is too low to file returns with, unless he has to add in the Ssdi? Anyway, I’m confused!

AmyC

Employee

Neither of you will report the income. His income is low enough that the Social Security isn't taxable so he is not required to file a return. The IRS has a great quick quiz where you can enter Social Security and wages and see the IRS showing the amounts and a return not required.

See Filing requirement - Do I need to file a tax return?

**Say "Thanks" by clicking the thumb icon in a post**Mark the post that answers your question by clicking on "Mark as Best Answer"

adelajkAuthor

Thank you!

xmasbaby0

Employee

Do not enter the SSA1099 for your child on your own tax return. Someday if the child has other income (after school job, etc.) and is filing a tax return, for that tax year he will need to include the SSA1099 on his own return. Until then, it does not get entered anywhere.

Since he did have a job and earned income he will include his SSA1099 on his own return with his other earned income.

Go to Federal> Wages & Income>>Retirement Plans and Social Security (SSA1099 and 1099RRB) to enter his SSA1099.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**

adelajkAuthor

My single 19 yr old son’s gross income is under the 14,600. So he isn’t required to file a tax return in 2024, correct? He’s a full time college student, so he’s still a “dependent” under me. Thanks for your help!

xmasbaby0

Employee

@adelajk Even if his income is under the $14,600 single standard deduction amount, if he had any federal or state tax withheld from his pay, he would want to file a return in order to seek a refund. He can get a refund for amounts in box 2 or 17 of his W-2. Or...if his income was self-employment income he is required to file if he had even $400 of self-employment income; he would owe self-employment tax for Social Security and Medicare.

MY DEPENDENT HAD A JOB

If your dependent has a W-2 for his after-school job, summer job, etc. you do not include the information on your own return. You can still claim your child as a dependent on your own return. He/she can file his own return for a refund of some of his withheld wages from boxes 2 or 17 (he won’t get back anything for Social Security or Medicare), but MUST indicate on it that he can be claimed as a dependent on someone else’s return. (Supervise this closely or prepare it for him!)

If your dependent’s earnings were over $400 and were reported on a 1099Misc or 1099NEC then he must file a return and pay self-employment tax for Social Security and Medicare.

You might also want to use free software from the IRS Free File versions:

https://apps.irs.gov/app/freeFile/