Skip to main content
February 1, 2025
Solved

Totally and permanently disabled dependent question

  • February 1, 2025
  • 1 reply
  • 0 views

I’m 26 and receiving Ssdi can my mom claim me as a totally and permanently disabled dependent? Does receiving Ssdi automatically qualify my as such? Or do I actually have to get my psychiatrist to fill out some type of paperwork?

Best answer by MonikaK1

For the IRS to consider a dependent to be "disabled," they must have a disability that meets one of the following criteria:

 

  • The disability must have lasted continuously for at least one year
  • It will last continuously for at least one year. 
  • The disability can lead to death.

If your disability has lasted continuously for at least one year, and qualified you for SSDI, you can be considered a disabled dependent. Otherwise, to prove your disability qualifies, get a letter from a doctor, healthcare provider or any social service program or agency that can verify the disability.

 

Even though you are over 24, you can still be considered a qualifying child for purposes of the Child Tax Credit. The IRS defines a dependent as a qualifying child (under age 19 or under 24 if a full-time student, or any age if permanently and totally disabled) or a qualifying relative.

 

See this TurboTax tips article and IRS Publication 501 for more information about qualifying dependents.

1 reply

MonikaK1Answer
February 1, 2025

For the IRS to consider a dependent to be "disabled," they must have a disability that meets one of the following criteria:

 

  • The disability must have lasted continuously for at least one year
  • It will last continuously for at least one year. 
  • The disability can lead to death.

If your disability has lasted continuously for at least one year, and qualified you for SSDI, you can be considered a disabled dependent. Otherwise, to prove your disability qualifies, get a letter from a doctor, healthcare provider or any social service program or agency that can verify the disability.

 

Even though you are over 24, you can still be considered a qualifying child for purposes of the Child Tax Credit. The IRS defines a dependent as a qualifying child (under age 19 or under 24 if a full-time student, or any age if permanently and totally disabled) or a qualifying relative.

 

See this TurboTax tips article and IRS Publication 501 for more information about qualifying dependents.

**Say "Thanks" by clicking the thumb icon in a post**Mark the post that answers your question by clicking on "Mark as Best Answer"
February 1, 2025

Awesome thank you so much for the reply this def answered my question!