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Solved

When entering health insurance information, it says that my spouse had a lapse in coverage of our high deductible plan, but she was covered all year. How do I fix that?

Forum|Forum|6 years ago
June 6, 2019
3 replies
0 views

No text available

TurboTax Deluxe Online

Best answer by MichaelDC

[edited 01/21/18]

If this is an HSA issue, here's a great answer from another poster:

https://ttlc.intuit.com/replies/6480142

MichaelDCAnswer

Employee

[edited 01/21/18]

If this is an HSA issue, here's a great answer from another poster:

https://ttlc.intuit.com/replies/6480142

I had the same problem. Turbo Tax should really add this clarification to the question page, as the answer is not clear.

3 years later in 2022 the site is still saying that exact same thing. I think I will use a different tax site since Intuit doesn't seem to care unless you want to pay them more money for the "better" tax preparation choices they have.

add 2 more years and same issue.

If your spouse had their own HDHP but did not have an HSA, you can receive this error.

If this applies, when TurboTax asks if your spouse had an HDHP, answer None (even if she was not covered under your Family plan).

Here's more info on Lapse in HDHP Coverage.

You can Contact TurboTax Support for more help.

If the spouse does not carry their own insurance but are covered by the spouses insurance. Go back to the previous question and change your answer to none. This doesn't mean they weren't insured, it means they weren't insured through their employer on their own plan.