Wht does it mean thgat I ordered a refund transfer

You asked: "What does it mean that I ordered a refund transfer?"

Are you reviewing your order details and a list of your fees?

" The refund transfer service" is also sometimes referred to as "refund processing" or "pay out of refund", which means you had some TurboTax fees and chose to pay the fees out of the Federal refund.   That payment method has an additional service charge of $40 ($45 for California filers.)

Underneath your question above it indicates you are using Free Edition.  So what were you charged for that had a product fee for which you chose to pay out of your Federal refund?

If you want to remove that option, we can tell you how to remove that "refund transfer" (pay out of refund) and pay upfront by credit/debit card or a prepaid debit card you can buy in a store.  The method depends on whether you are in California or not.