Why does it show that I had a gap in my health insurance plan when I did not

I assume that it is saying that you have a "lapse" in your coverage.

Why does TurboTax think that my spouse’s HDHP coverage has lapsed?

• If your spouse did not have an HSA in 2022, then answer NONE.
• If your spouse had an HSA but did not contribute to HER HSA in 2022, then answer NONE. (Remember that each of you can have an HSA).
• If your spouse was covered by an HDHP policy for each month of 2022, then answer NONE.

In all likelihood, your spouse does not have an HSA, so she never went through the HSA interview to tell TurboTax that she had HDHP coverage, so TurboTax got confused and thought that maybe her coverage "lapsed". Sound familiar? If so, see the bulleted list.

You do not have an HSA, so you never went through the HSA interview to tell TurboTax that you had HDHP coverage. So TurboTax go confused and thought that maybe your coverage "lapsed". 

• If you did not have an HSA in 2022, then answer NONE.
• If you did have an HSA but did not contribute to your HSA in 2022, then answer NONE. (Remember that each of you can have an HSA).
• If you were covered by an HDHP policy for each month of 2022, then answer NONE.