OK ... if you have no taxable income on the return AND no refundable credits you cannot efile the return per the IRS rules. SO... the simple workaround is to enter $1 of bank interest ... this will not affect anything but you will now be able to efile.
Enter interest income in the Search box locate in the upper right of the program screen. Click on Jump to interest income
On the screen Did you receive any interest income? Click on Yes
On the next screen click on Continue
On the screen Let's import your tax info Click on Change how I enter my form
On the screen How do you want to add your 1099‑INT? Click on Type it in myself
Enter BANK for the name of the payer and enter the amount of interest ($1) received in box 1 of the 1099-INT
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