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January 28, 2025
Question

Will TurboTax let me pay for filing of my taxes with my refund without me having to add my credit card info?

  • January 28, 2025
  • 1 reply
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this is my first time using TurboTax and i chose the option to pay using my refund but when i click that option I'm immediately brought to the credit card screen... please help!

    1 reply

    Employee
    January 28, 2025

    https://ttlc.intuit.com/community/charges-and-fees/help/why-can-t-i-deduct-my-turbotax-fees-from-my-refund/00/25621

     

    If your refund is enough to cover your TurboTax fees PLUS the extra “refund processing” fee of $40 ($45 in CA) and your forms are ready then when you are in the FILE section you can choose to have your fees deducted from your federal refund by a third party bank, who will take out your fees and send you the rest of your refund after the IRS issues the refund. 

     

    Please make note that if your refund takes too long to arrive (IRS delays, etc.) then you will also be agreeing that the TurboTax fees can be extracted from your bank account even before your refund is issued by the IRS.  This comes as an unpleasant shock to many people every year.  

     

     If you can possibly pay your fees upfront using a debit or credit card, it will save you that extra fee and even more importantly, the possible aggravation and delays that are often the result of poor handling/poor customer service by that third party bank.  We see way too many instances where refunds are delayed for months when users choose refund processing. There have been lots of complaints; there are a number of things that can go wrong when you use refund processing.  I suggest avoiding that situation if at all possible.  

     

    And....you can never pay state tax due from a federal refund, so do not expect that.   The state tax due has to be paid directly to your state.

     

     

    What is Refund Processing Service?

     

     

    How can I see my TurboTax  fees?   

     

    https://ttlc.intuit.com/turbotax-support/en-us/help-article/intuit-account-billing/review-fees-turbotax-online/L1XnIzgzg_US_en_US?uid=m682vq7k

    **Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
    January 28, 2025

    Thank you so much @xmasbaby0  for all this insight, I'm a first timer trying to use TurboTax lol. It may be the "refund processing" fee that is what is giving me the error code. If anything, I'll just wait till I get paid and try the debit card option. Thanks again!