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Brownse1
June 10, 2019
Question

Right Time To Refinance

  • June 10, 2019
  • 1 reply
  • 0 views
My credit score a year ago when I bought my house granted me a high 5.675% loan. Since then my score has risen to 747 and I’d like to look in to refinancing to get the lowest interest rate possible. What credit score do I need to get the lowest rate?

    1 reply

    A
    Anonymous_
    Employee
    June 10, 2019
    @Brownse1 wrote:
    What credit score do I need to get the lowest rate?

    760 or better. See https://www.creditkarma.com/advice/i/fico-score-mortgage/

    N
    NCPERSON1
    June 17, 2019
    Yeah, but given how rates have fallen over the last 2 months, best to refi now!!!!

    By the time you get your score higher, rates may be higher as well
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