My college student made a deposit in their Roth IRA that was credited for 2018 and should have been for 2017. The deposit was made on April 17, 2018. I didn't worry about it, figuring she would have a job at some time during 2018. Well, guess what no job. Now we have a deposit with no income. What is the best way the handle this deposit so it doesn't cause any issues moving forward. The deposit was under $400.
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