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January 10, 2025
Question

Can I transfer a stock in kind from Roth to a Brokerage account, retain the basis, and sell it for a loss?

  • January 10, 2025
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    1 reply

    Employee
    January 10, 2025

    The cost basis of an in-kind distribution from a Roth IRA is the fair market value (FMV) of the distribution on the date of the transfer.