I am an adult over 24 years old with capital loss of $10K from 2022 and prior years. I have interest/dividend income of $2900. I will file on my own taxes for the capital loss carryover. However, I qualify as a relative dependent based on the relationship test. Questions are: If I filed as Single, I had a refund of $300 from the marketplace insurance. As a dependent, the refund is $0. Will this be added to my parents’ return?Does the capital loss $3K carryover still auto apply if it exceeds income or if the incomes is $0?Thank you!

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Capital Loss Carry Over as Dependent

I am an adult over 24 years old with capital loss of $10K from 2022 and prior years.

I have interest/dividend income of $2900.

I will file on my own taxes for the capital loss carryover. However, I qualify as a relative dependent based on the relationship test.

Questions are:

If I filed as Single, I had a refund of $300 from the marketplace insurance. As a dependent, the refund is $0. Will this be added to my parents’ return?
Does the capital loss $3K carryover still auto apply if it exceeds income or if the incomes is $0?

Thank you!