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Employee
April 3, 2019
Question

Debt

  • April 3, 2019
  • 1 reply
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How do you go about question a debt that you dont recall acquiring

    1 reply

    Employee
    April 3, 2019

    Check at least one of the big 3 credit reporting agencies to see if the debt shows on your official report. If you are disputing it  you will need to contact them to have it removed. https://www.annualcreditreport.com/generalQuestions.action   

     Don't respond to a phone debt collection except to get their name and authorization info. Many scams use this as a way to get personal information from you. Work through the credit agency / Know what statutory limits there are on unsecured debt in your state.

    Disclaimer: Not a tax professional. Information gathered from internet links. Anything dated in June 2019 was posted in prior years and is before the 2019 limits and changes.