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April 8, 2025
Question

1099-R shows a $6000 distribution from a spousal Roth IRA and making it taxable. How do I get this recognized as a not taxable item?

  • April 8, 2025
  • 1 reply
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    1 reply

    April 8, 2025

    Please enter the spouse's net contributions prior to 2024 when asked in the follow-up questions:

     

    1. Click on "Search" on the top and type “1099-R” 
    2. Click on “Jump to 1099-R” and enter all your 1099-Rs
    3. Click "Continue" on the "Review your 1099-R info" screen after you entered all you Form 1099-R
    4. Answer "Owned Any Roth IRA for Five Years?" screen
    5. Continue through the questions and make sure you enter the net contributions prior to 2024 on the "Enter Prior Year Roth IRA Contributions" screen
    6. On the "Any Roth IRA Conversions?" screen answer "Yes" if you made conversions before 2024
    7. Continue through the questions.
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