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March 11, 2025
Question

Box 5 of 1099-r from opm is all for employee contributions. So I enter zero to the question "how much of the box 5 amount is for health ins. It keeps saying needs review

  • March 11, 2025
  • 2 replies
  • 0 views
No matter what answer I give for the question it always comes back with "needs review".

    2 replies

    KrisD15
    March 11, 2025

    It does not matter that they were your (employee) contributions, if Box 5 on your 1099-R is for health insurance, you should answer "yes" to the question that follows asking if the amount in Box 5 is for Health Insurance Premiums and enter the full amount.

     

    Box 5 could also report Roth IRA Contributions. 

    If the amount in Box 5 on your 1099-R (Civil Service or other) is NOT reporting Roth contributions, it is ONLY reporting Insurance payments, so in that case, enter the full amount as insurance. 

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    SteamTrain
    Employee
    March 11, 2025

    Or...it is possible that you are entering it as a 1099-R, and should be entering it as a CSA-1099-R.

     

    Look at the left-side of your paper retirement tax form......there is likely some tiny vertical text there indicating that it is actually a CSA-1099-R, and not a plain 1099-R?

     

    If it is a CSA-1099-R, you should delete the 1099-R you entered, and re-enter it correctly as a CSA-1099-R.

    (that is.....IF...if you did accidently enter it as a plain 1099-R)

     

    DO NOT upload a picture or PDF file of that form....the tax software will get it wrong....enter it manually, selecting the CSA-1099-R sub-type as you walk thru the manual entry procedure.

    ______________________

    I tried it using the Desktop software with $300 in box 5 of a CSA-1099-R,   and then entered a "0" for the amount that was for insurance.  I didn't get any prompt to review it during the error checks.

    ____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*