Are payments from CA SDI (California's short term disability insurance) included in the Modified Adjusted Gross Income (MAGI) used to determine the income limit for making IRA contributions? For example, the income limit is $240,000 for a married couple. That couple made $230,000 in the usual income and another $15,000 from CA SDI. Does the CA SDI payment make that couple unable to contribute to their ROTH IRAs?
Thank you in advance,
Greg
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