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January 18, 2025
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Calculate FERS RMD?

  • January 18, 2025
  • 1 reply
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How do I calculate a FERS RMD?
    Best answer by VolvoGirl

    It's whatever they send you. Say all of it is the RMD. If you are 73 it will ask you if it is the RMD. Say yes and enter the amount as the RMD amount. The pension doesn't need to calculate any RMD. Anything your pension pays you is considered to be the RMD. Traditional pensions automatically fulfill the rules of an RMD.  So just enter the same amount in box 1 for the RMD.


    Another user said….. The monthly pension payments are required distributions that are ineligible for rollover, so these, by definition, are RMDs.

    1 reply

    VolvoGirl
    VolvoGirlAnswer
    Employee
    January 18, 2025

    It's whatever they send you. Say all of it is the RMD. If you are 73 it will ask you if it is the RMD. Say yes and enter the amount as the RMD amount. The pension doesn't need to calculate any RMD. Anything your pension pays you is considered to be the RMD. Traditional pensions automatically fulfill the rules of an RMD.  So just enter the same amount in box 1 for the RMD.


    Another user said….. The monthly pension payments are required distributions that are ineligible for rollover, so these, by definition, are RMDs.

    cr111umAuthor
    January 19, 2025

    Once I understood that FERS is a defined benefit plan, your answer made sense.  Thanks for the clarity of your response.