In the IRS notice I received CP05A, it asked for a statement of benefits on retirement income. What do they mean by that? I am not retired and I do not have retirement income coming for several years? Do I ignore that part of the requested documents, or are they looking for something else, like disability income, etc?Thanks

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meeler3

Question

CP05A

Forum|Forum|10 months ago
May 21, 2025
1 reply
0 views

In the IRS notice I received CP05A, it asked for a statement of benefits on retirement income. What do they mean by that? I am not retired and I do not have retirement income coming for several years? Do I ignore that part of the requested documents, or are they looking for something else, like disability income, etc?

Thanks

Not A Product Question

dmertz

Employee

Did you do any rollovers from a retirement account, particularly from one employer plan to another employer plan? The IRS might question that such a rollover was actually completed since a receiving employer plan does not report receipt of the rollover the way an IRA custodian would report receipt of a rollover to an IRA.

meeler3Author

Thanks for addressing my question. No, no rollovers (IRA or 401k). They also asked for 3 pay stubs including the end of year pay stub, as well as a letter on company letterhead stating dates of employment, wages paid and withholdings. I had a couple of months of disability that was paid to me by the state (NJ), but my employer didn't capture income and taxes on my original W2, but they corrected it when I caught it. I did my taxes only once, and it was with the corrected W2, I am guessing that they (IRS) received my return, it didn't match what my company had submitted, because they would have had to submit an amended one to the IRS. Could that be correct, and why the IRS is holding my 3.7k refund?