Solved
do I have to start rmd?
I will be 73 in2025
Either in 2025 or by April 1, 2026 for the first RMD. Individuals who reach age 72 after December 31, 2022, may delay receiving their RMDs until April 1 of the year following the year in which they turn age 73.
https://www.irs.gov/pub/irs-pdf/p590b.pdf
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