Do I need to upgrade from a purchased TurboTax Deluxe to TurboTax Premiere if I received a 1099R for my 2022 return?

And...understand that a 2022 return cannot be e-filed.  It must be sent in by mail.

When you mail a tax return, you need to attach any documents showing tax withheld, such as your W-2’s or any 1099’s.  If your 1099R shows tax withheld you must attach a copy to your Form 1040 when you mail it.   Use a mailing service that will track it, such as UPS or certified mail so you will know the IRS/state received the return.

Federal and state returns must be in separate envelopes and they are mailed to different addresses.  Read the mailing instructions that print with your tax return carefully so you mail them to the right addresses.