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August 27, 2024
Question

Does a roth withdrawal from a 401k show as income when calculating the payment to SS for part B?

  • August 27, 2024
  • 1 reply
  • 0 views
yes I am older than 60 and the money has been there > 5 years

1 reply

Employee
August 27, 2024

Since you had the Roth 5 years and are over age 59 1/2 the withdrawal is tax free and not considered income for calculating your premium for Medicare. 

August 27, 2024

@Ry03 I think you are asking about IRMAA surcharges.

 

"MAGI" is calculated by taking your AGI (Line 11) and adding tax-exempt interest (line 2a).  That is it!

Income reported in box 4a, which would include Roth distributions, are NOT added back for IRMAA Medicare premium purposes. 

Ry03Author
August 28, 2024

thank you!!!