Solved
I need to know if my reason for withdrawing the money is valid enough to avoid having to pay back on it especially since I used it all to cover my families needs
You would only get an exception for the 10% Early Withdrawal Penalty. But I don’t think that qualifies. The 10% Early Withdrawal Penalty is on Schedule 2 line 8 which goes to 1040 line 23. Then you get credit for all the withholding taken out on 1040 line 25b.
401K penalty exceptions
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