How can I edit my HSA employer contribution amount? It's locked because it's pulling from my W-2 Box 12 Code W. This total includes my payroll AND employer contributions.

Forum|Forum|1 year ago
March 9, 2025
1 reply
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On my HSA Summary, the tax-free employer contributions show the total amount from my W-2, but I know that my employer only contributes a portion of that and the rest is what I personally contributed.

Best answer by AnnetteB6

It does not matter whether the contribution actually came from your paycheck or from your employer. It is all counted together toward the contribution limit of the HSA.

When it is reported on your W-2, the description sounds like the employer is the one who made the contribution, but it is really trying to say that the contribution was processed through the employer's payroll system. There is not a distinction between the part that came from your wages and the part that came from the employer.

As long as the total amount shown on your W-2 in box 12 with code W is accurate, then you are good.

@alenny22

MindyB

Your W-2 is correct. Box 12 Code W should include both your and their contributions made via payroll.

When TurboTax asks "Any contributions you personally made (not through your employer)" DON'T enter the amounts you contributed through paycheck withholding. It has already been considered through your W-2 entry. Personal contributions refer to contributions you send directly to the HSA via check or EFT, not through payroll.

alenny22Author

Hi MindyB,

I made sure to enter 0 when it asks for "Any contributions you personally made (not through your employer)" because all contributions were made via payroll.

Why is it that I cannot specify how much of that total was from my contribution? I did most of it and in the summary it's saying they did 100% of the contribution - this is incorrect and I cannot change it.

AnnetteB6Answer

It does not matter whether the contribution actually came from your paycheck or from your employer. It is all counted together toward the contribution limit of the HSA.

As long as the total amount shown on your W-2 in box 12 with code W is accurate, then you are good.

@alenny22

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