TurboTax

File with experts
File your taxes
Experts at your fingertips

An expert helps with your taxes, or does them for you
TurboTax Expert Full Service

TurboTax Expert Assist

TurboTax Self-Employed
Prior year taxes
File myself
File myself
Do it yourself

We'll guide you step-by-step
TurboTax Do It Yourself

TurboTax Self-Employed

TurboTax Desktop
TurboTax Free

Activate your product

Prior year taxes
Business
Business
Business taxes

Get your T2 corporate return done right, your way
TurboTax Business

TurboTax Business Desktop
Tax situations
Tax situations
Tax situations

Find extra guidance for your big life moves
For investors

For 25 and younger

For self-employed

For new to Canada

For life changes
Resources
Resources
Resources

Explore tax tools, get tips, and read reviews
Personal income tax calculator

RRSP savings calculator

Learning hub

TurboTax support (FAQ)

TurboTax community
Pricing

Community

Solved

HSA Limits Medicare/Spouse HDHP

Forum|Forum|2 years ago
January 19, 2024
1 reply
0 views

Started my 2023 taxes. I went on Medicare in September. TurboTax indicates I can only contribute $5834 to my HSA. I understand I can only contribute for 8/12 of $4350 but my spouse which is still covered by a HDHP should be able to contribute the full $4350 for the year (or so I thought). Secondly, when I completed the section and indicated I went on Medicare in September, when I complete the section for my spouse, it assumes she has no insurance; my only choices are no insurance due to disability or other

Best answer by dmertz

"it assumes she has no insurance" TurboTax doesn't assume. You tell TurboTax in the HDHP section the kind of HDHP coverage your spouse had. If your spouse was covered by the family HDHP plan the entire year and had no disqualifying coverage, that's what you need to enter for your spouse's coverage.

Your spouse's HSA contribution must be made to your spouse's HSA, not to your HSA.

dmertzAnswer

Employee

"it assumes she has no insurance" TurboTax doesn't assume. You tell TurboTax in the HDHP section the kind of HDHP coverage your spouse had. If your spouse was covered by the family HDHP plan the entire year and had no disqualifying coverage, that's what you need to enter for your spouse's coverage.

Your spouse's HSA contribution must be made to your spouse's HSA, not to your HSA.