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The fact that your employer has a 401k means that "you have a retirement plan at work". Just because you choose not to contribute, does not get you out of the restrictions on being able to deduct an IRA contribution.
Here are the MAGI phase-out ranges for tax year 2017 if you participated in another retirement plan:
- Single, Head of Household, or Married Filing Separately, the phase-out range is $62,000 – $72,000
- Married Filing Jointly or Qualified Widower, the phase-out range is $99,000 – $119,000
- Married Filing Separately (but lived with your spouse), the phase-out range is $0 – $9,999
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