I am now a US citizen and retired here. I worked in Canada and have an RRSP that I took a withdrawal from - WHERE do I report this as income? Do I create a "fake" 1099-R?

Forum|Forum|1 year ago
March 17, 2025
1 reply
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Sorry for asking this question instead of replying to the past one, but after an hour of trying to hit reply, it forcing me to login again, then telling me my credentials were wrong, then me changing my password, and attempting a dozen times, there is seemingly no way to return to a previous question from the email summary, nor any way to find your questions from your Turbo Tax login. Maddening. So, yes, the Canadian taxes paid should be entered under Foreign Taxes, but WHERE does the withdrawal get reported? There is no 1099-R associated with it, since it is not a US transaction, so do I need to "create" one and fill in the details I have?

TurboTax Online

KrisD15

Yes, you have to enter the amount received in Box 5 on the screen for Social Security.

You don't need to mock-up a 1099-R, only enter the amount of the distribution.

Please enter under

Wages & Income

Retirement Plans and Social Security

Social Security (SSA-1099, RRB-1099)

DO NOT ENTER UNDER

IRA, 401(K), PENSION PLAN WITHDRAWLS (1099-R)

as that screen will cause an error for you.

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APP2Author

I'm not sure that is correct. I am collecting Social Security in the US and have a 1099SM, so that field is already in use.

ThomasM125

If you are reporting social security benefits, you would add the Canadian benefits to your US benefits and make one entry on your SSA-1099 form entry in TurboTax, in box 5. You can read about it this TurboTax article.

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