Solved
I filled taxes today and collected by retirement. I'm only age 55 and it did not charge me a 10% penalty. I have a 2 in box 7.
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There are numerous codes that help figure out the treatment of a distribution. Code 2 is as follows:
2—Early distribution, exception applies (under age 59½).
Apparently there was an exception that the issuer already took into account. If you think there is an error. contact the institution that issued it.
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