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M
mitchokshi
January 17, 2025
Solved

I want to do mega Roth back door conversion offered by my employer. My spouse has traditional IRA & SEPA accounts. Do I have to convert my spouse account to Roth IRA?

  • January 17, 2025
  • 1 reply
  • 0 views
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    Best answer by Bsch4477

    The retirement accounts of you and your wife are separate so what you do with yours does not affect her. 

    1 reply

    B
    Bsch4477Answer
    Employee
    January 17, 2025

    The retirement accounts of you and your wife are separate so what you do with yours does not affect her. 

      D
      dmertz
      Employee
      January 17, 2025

      Even traditional IRAs of you own would not affect your ability to do this because your should be converting directly from the employer plan (401(k), 403(b), 457(b) or the federal TSP) and not involving your traditional IRAs in the transaction.

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