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If I receive a pension and it meets my rmd requirement do i still need to take an rmd from my traditional ira?

Forum|Forum|7 years ago
June 6, 2019
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I receive about $45,000 in monthly amounts from my pension. I have a couple of traditional IRA's that total about $150,000. I will be 72 years old this year. Do I still need to take an RMD from my traditional IRA's?

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Best answer by Irene2805

UPDATED FOR TAX YEAR 2019

Yes - The pension payments only meet the RMD requirement of the pension.

Traditional IRA RMDs can only be aggregated with other traditional IRA RMDs.

[Edited 4/3/2019 10:25 am]

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Irene2805

I was misinformed when I wrote the first answer. Pension and IRA RMDs are separate, as pointed out by SuperUser dmertz. My apologies. Please see my edited answer, below.

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Irene2805Answer

UPDATED FOR TAX YEAR 2019

Yes - The pension payments only meet the RMD requirement of the pension.

Traditional IRA RMDs can only be aggregated with other traditional IRA RMDs.

[Edited 4/3/2019 10:25 am]