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March 3, 2025
Question

If my son only received disability and got a FORM SSA-1099, does he have to file taxes?

  • March 3, 2025
  • 1 reply
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    1 reply

    March 3, 2025

    No.  If he has no other income and his social security is not more than $50,000 and he is not married filing separately, then he would not need to file a return as his social security would not be taxable. 

     

    If he is married filing separately and 85% of  his social security is more than $14,600, then yes, he would need to file a return as he would have taxable income over his standard deduction. 

     

    If you fall into the following, 85% of your social security is taxable income

    • Single with income above $34,000
    • Married Filing Jointly with income above $44,000
    • Married Filing Separate regardless of income

    If you fall into the following, 50% of your social security is taxable income

    • Single with combined income between $25,000-$34,000
    • Married Filing Jointly with combined income between $32,000 and $44,000

    Your combined income is calculated by adding your

    • AGI plus
    • Nontaxable Interest plus
    • 1/2 of your social security Benefits

    Social Security Benefits Taxes

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