In my tax form turbo is counting $24,501.79 as a distribution from a Traditional IRA that my Credit Union put into a Roth account. Taxes were take out at 10%.

Did you convert it to the ROTH account?   Then it is taxable when it came out of the Traditional IRA.  You won't pay tax on it when you take it out of the ROTH.  What code is in 1099R box 7?   @dmertz , thoughts?

You didn’t actually pay the tax.  You had taxes withheld like from you paycheck. You still have to enter the whole gross amount (before taxes were withheld) with your other income to figure out the total tax (and it may put you into a higher tax bracket) and then the withholding is subtracted from the total tax to figure your refund or tax due. The Gross amount shows up on 1040 line 4a or 5a and the taxable amount on 4b/5b. The withholding will show up on 1040 line 25b.

And by increasing your income you may lose some credits like the EIC. You can lose like up to 50% of it for taxes and penalties for federal and state.

Tax withholding is nothing more than a down-payment toward the tax liability determined on your tax return.  The amount from box 4 of the Form 1099-R is applied as a credit on Form 1040 line 25b, so you are not paying taxes twice on the same income.