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February 4, 2025
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is this a bug? the Roth IRA income limit for married file sep is 10,000 but the others are over 100K

  • February 4, 2025
  • 1 reply
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The help section lists this as the following: Roth IRA contributions aren't permitted if your modified adjusted gross income (AGI) is at or above the following limits: - 240,000 if you're married filing jointly, or a qualifying surviving spouse - 10,000 if you're married filing separately - 161,000 for all other filing statuses
    Best answer by AnnetteB6

    The information you shared is correct.  Married Filing Separately filing status does have some strong limitations for certain credits or tax advantages.  The income limit for a Roth IRA contribution is one of those limitations.

     

    See the following article from the IRS for more detailed information:  

     

    Amount of Roth IRA contributions that you can make for 2024
     

    1 reply

    AnnetteB6Answer
    February 4, 2025

    The information you shared is correct.  Married Filing Separately filing status does have some strong limitations for certain credits or tax advantages.  The income limit for a Roth IRA contribution is one of those limitations.

     

    See the following article from the IRS for more detailed information:  

     

    Amount of Roth IRA contributions that you can make for 2024
     

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