Question
It says I have an excess contribution of 1.3k, but that is the total of what I actually contributed myself based on my W-2s. Is this disputable for my taxes?
I didn't contribute outside of through my employers. I called Optum customer service, and my numbers match theirs, and they don't know why this is considered excess. Is it my contributions PLUS my employers' contributions that put me over? I'm not understanding the amounts. I can't withdraw the 1.3k because my balance is less than that. What do I do?
